Direct Hard Money Lenders is a trusted nationwide lender specializing in fast, hassle-free funding for real estate investors. We provide quick approvals, flexible terms, and no bank delays, making it easy to secure the capital you need for your next deal.

Our process is simple:
1️⃣ Apply – Fill out our quick form or give us a call.
2️⃣ Get an Offer – We evaluate your deal and provide a no-obligation loan offer within 48 hours.
3️⃣ Get Funded – Once approved, we handle all paperwork and can fund in as little as a week.

Flexible Qualification Requirements—loan approvals are based on the value of your property.

You can get a loan offer within 48 hours and receive funds in as little as 7 days—or on a timeline that works for you.

No, we charge no hidden fees or unnecessary costs. You’ll know exactly what to expect upfront.

We base loan amounts on factors like property value, location, deal structure, and market conditions to ensure you get the funding you need.

We fund fix-and-flips, rentals, multi-family units, commercial properties, land development deals, and more.

Yes, we do take a look at your income but have Flexible Qualification Requirements. We take a strong look at the subject property ARV as a qualification requirement.

Yes, we can provide funding to stop foreclosure and help investors turn distressed properties into profitable deals.

Absolutely! We provide hard money loans for rental properties, BRRRR investments, new builds, and development projects.

Hard money loans offer:
✔ No bank delays or paperwork
✔ Fast approvals & flexible terms
✔ Funding for all types of investment properties

It depends on the deal, we will let you know —our underwriting is fast and efficient.

No, getting a loan quote is 100% FREE with zero obligation. You can review the terms and decide if it’s the right fit for your investment.

No we do not lend on primary residence. We only lend on non owner occupied property for investment purposes only.